Overview
We are looking for a Head of Lending in the US. This position requires an entrepreneurial leader looking to launch and run multiple retail credit products and own all aspects of a financial institution’s credit portfolio.
WHAT YOU’LL BE DOING
- Working with senior management to define and implement the strategy for Revolut lending activities
- Managing the overall risk of the Revolut’s loan portfolio
- Leading first line of defense in US
- Building positive regulatory relationships
- Establishing and executing the territory’s underwriting, portfolio management and collections policy
- Maintaining and expanding Revolut lending activities over time
- Take responsibility for the US PnL for the lending products
WHAT YOU’LL NEED
- Deep knowledge and experience in Retail Lending Products (7+ years)
- Very strong entrepreneurial drive
- STEM degree desirable
- Extensive experience building and managing credit decisioning/risk models
- Deep understanding of the relevant local lending regulations
- Excellent project management skill
- Excellent communication skills, both verbal and written
- Experience interacting with Regulators
- Ability to work across functions
- Ability to prioritize workload in line with tight deadlines and work effectively under pressure
- Ability to recruit and lead a team
- Demonstrate an ability to think and reason logically