Overview

We are looking for a Head of Lending in the US. This position requires an entrepreneurial leader looking to launch and run multiple retail credit products and own all aspects of a financial institution’s credit portfolio.

WHAT YOU’LL BE DOING

  • Working with senior management to define and implement the strategy for Revolut lending activities
  • Managing the overall risk of the Revolut’s loan portfolio
  • Leading first line of defense in US
  • Building positive regulatory relationships
  • Establishing and executing the territory’s underwriting, portfolio management and collections policy
  • Maintaining and expanding Revolut lending activities over time
  • Take responsibility for the US PnL for the lending products

WHAT YOU’LL NEED

  • Deep knowledge and experience in Retail Lending Products (7+ years)
  • Very strong entrepreneurial drive
  • STEM degree desirable
  • Extensive experience building and managing credit decisioning/risk models
  • Deep understanding of the relevant local lending regulations
  • Excellent project management skill
  • Excellent communication skills, both verbal and written
  • Experience interacting with Regulators
  • Ability to work across functions
  • Ability to prioritize workload in line with tight deadlines and work effectively under pressure
  • Ability to recruit and lead a team
  • Demonstrate an ability to think and reason logically