Our Risk team sits at the very core of Revolut. It works across functions, products, and regions to monitor front-line performance and ensure that the business is on safe footing. People in the Risk team are among the first in the company to get involved in new business initiatives, from app technology, to treasury and finance, to customer support. If you want to gain priceless experience and exposure in one of the fastest-growing scaleups in Europe, helping to make Revolut safer for our customers, employees and shareholders, then apply to join our Risk department today.


The US Head of Credit Risk (2LoD) will work with Revolut’s US Chief Risk Officer to help develop the US retail credit risk management framework.

You will:

  • Contribute to, develop and maintain Revolut’s retail credit risk management framework and policies
  • As second line, provide review and challenge of first line retail credit product launches
  • Facilitate regulatory requests on retail credit risk issues
  • Oversee credit risk model development i.e. credit scorecards
  • Oversee and contribute to CECL/ALLL modelling and ICAAP modelling
  • Build out of group level retail credit risk monitoring and retail product governance, including cascading of this down to different Revolut legal entities


  • 6+ years’ retail credit risk management experience in consumer credit products
  • Previous experience in a regulated financial institution, ideally in dealings with the FDIC, OCC, and/or Fed and understanding of current key topical issues in the consumer credit space
  • Knowledge of CECL/ALLL
  • Proficiency in SQL
  • Retail credit risk professional with model risk experience preferred
  • Strong ability to communicate complex concepts in plain English
  • Excellent problem solving skills